Built for understandable insurance numbers
Policy Twin Lab is an independent software prototype aimed at helping people read insurance illustrations more carefully.
What exists today
A static educational website, a structured self-entered illustration comparison, local PDF preview and optional hashing, an educational universal life account model and downloadable records.
What does not exist today
No insurer connection, no licensed sales channel, no confirmed business partnership, no automatic extraction guarantee, no financial advice service, no authenticated official illustrations, and no live merchant checkout.
Our principles
Source awareness over impressive but unverified numbers; user privacy by default; understandable educational assumptions; testable software; and explicit separation between a technical prototype and regulated insurance activity.
Professional review and public launch
Before any public paid commercial deployment, establish the responsible operating entity, product support terms, applicable compliance review and contact details. The working name should undergo trademark and domain clearance.
Independent educational software prototype. Not affiliated with an insurer or regulator. No individual advice, official quotes, coverage, underwriting or transactions are provided. Information reviewed for prototype on 11 Nov 2026.